Spreadsheets that know the law, the bank and the month-end.

Paste your sales export. See who went quiet, who is under-priced, and how much gross profit that is.

Chart of accounts, journal, trial balance, P&L, balance sheet and a VAT return — in one workbook that balances itself.

Every open invoice, aged by customer and supplier, rolled into a 13-week cash forecast that shows the week you run short.

Targets, tier table, monthly actuals — commission due per rep, per month, with achievement in one grid.

Salary, rent cheques, school fees, cards — what is actually left each month, and how much to set aside so no cheque needs a salary advance.

Eight debts, both orders, a 60-month schedule that rolls your extra payment onto the most expensive debt. One number: months to debt-free.

One file, works offline. Opening amount plus a monthly contribution across three rate scenarios, with the full month-by-month table and the crossover month almost no calculator shows.

UAE · Saudi Arabia · Qatar · Kuwait · Oman · Bahrain · India · UK. One workbook, a Compare tab that shows what the same salary and years pay in each.

Federal Decree-Law 33/2021 — 21 and 30 days per year, two-year cap, unpaid leave deducted.

Labour Law Articles 84–85 — half and full month tiers with the resignation thirds applied automatically.

Law 14/2004 Article 54 — three weeks' basic wage per year of service.

Law 6/2010 Article 51 — 15 days then one month per year, 18-month cap, resignation factors.

Royal Decree 53/2023 — one month's basic per year, with the pre-July-2023 service computed on the old formula.

Article 116 legacy formula for service before March 2024, plus the SIO-funded estimate after.

Payment of Gratuity Act — 15/26 rule, rounding above six months, ₹20 lakh ceiling.

Age-banded weeks (0.5 / 1 / 1.5), 20-year cap and the weekly-pay cap you update each April.